What
about claims?
- You should contact Our Administrator, Adminicle Limited, Callidus
House, Cirencester Business Park, Love Lane, Cirencester GL7
1XD or telephone 01285 886600 to request a claim form.
- You must complete the claim form fully and accurately and
return it to Us at the address above. This claim form should
be received by Us within 60 days of the date Your Disability
or Unemployment began, or as soon as possible after this.
- We may ask You to fill in a continuing or supplementary claim
form at Your own expense for each month You are claiming. You
must send this to Us within 60 days of the date We last paid
Your Monthly Benefit or as soon as possible after this.
- To properly validate Your claim You must give Us any proof
We ask for otherwise We cannot pay any benefit. This is at Your
own expense if any. We may also ask You for additional information
during Your claim such as (but not limited to) being examined
by a Doctor (at Our expense) or, certificates from Your employer
stating that You are not presently working or, a copy of the
Jobseekers Agreement that You signed with the Employment Service
or, a certificate from Your last employer stating that You no
longer Work for them.
- We will not pay Your claim if We cannot validate it because
You are late sending Us Your claim form or any additional information
that We may reasonably request. Any attempt to falsify any information
provided to Us may invalidate Your claim and may result in Us
cancelling this insurance immediately.
- If We start to pay Monthly Benefit because You are Disabled
and You become Unemployed You must write and advise Us straight
away. When deciding if Your claim is valid, We will ignore the
fact that You have not been Working because of Your Disability.
We will continue to pay Your Disability benefit while it remains
valid. If You are still Unemployed once a Doctor says You are
fit to return to Work, You must tell Us and We will ask You
to complete an Unemployment claim form. If You change Your claim,
the most We will pay for both Your Disability and Unemployment
claims combined is 12 times the Monthly Benefit.
- If We start to pay Monthly Benefit because You are Unemployed
and You become Disabled You must write and tell Us straight
away. When deciding if Your claim is valid, We will ignore the
fact that You have not been Working. You will no longer be eligible
to claim benefits for Unemployment and You will have to complete
a Disability claim form. If You change Your claim, the most
We will pay for both Your Unemployment and Disability claims
combined is 12 times the Monthly Benefit.
- If You are unable to meet Our conditions to claim for Disability
benefit You can claim Unemployment benefit once You are fit
to work. You must let Us know that You are no longer Disabled
and You must meet Our conditions to claim Unemployment benefit.
If Your claim is valid, the most We will pay is 12 times the
Monthly Benefit which will include any Monthly Benefit We paid
before Your Disability started.
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